When you need to access cash quickly and appreciate flexibility with repayment terms, a merchant cash advance may be a good solution for you.
At LowerFees.ie, we understand that businesses need fast and flexible funding to grow and thrive. A Merchant Cash Advance (MCA) offers an innovative way to access capital based on your future credit and debit card sales, making it an ideal solution for businesses with consistent card transactions.
Why Choose LowerFees.ie for Your Merchant Cash Advance?
At LowerFees.ie, we specialise in connecting Irish businesses with affordable and transparent funding solutions. Our MCAs come with competitive rates, clear terms, and no hidden fees, ensuring you get the best deal tailored to your business’s needs.
Get Started Today!
Need quick access to working capital? Apply for a Merchant Cash Advance today and get the funding your business needs to grow. Contact LowerFees.ie now and discover a smarter way to finance your business!
A Merchant Cash Advance is an alternative financing option that provides businesses with a lump sum payment in exchange for a percentage of future sales. Unlike traditional loans, MCAs have no fixed monthly payments. Instead, repayment is made through an agreed percentage of daily or weekly card transactions, ensuring repayments align with your cash flow.
Benefits of a Merchant Cash Advance
– Fast Approval & Funding (Receive funds within 24-48 hours with minimal paperwork)
– No Fixed Monthly Repayments (Pay back a percentage of sales, so you pay more when business is booming and less during slower periods)
– Flexible Use of Funds (Use the funds for inventory, equipment, renovations, marketing, or any business needs)
– No Collateral Required (Approval is based on your business’s card sales, not on assets)
– Simple Application Process (Less paperwork compared to traditional bank loans)
Who Can Benefit from an MCA?
MCAs are suitable for businesses that generate a significant portion of their revenue through credit and debit card transactions. These include:
Restaurants & Cafés
At LowerFees.ie, we understand that businesses need fast and flexible funding to grow and thrive. A Merchant Cash Advance (MCA) offers an innovative way to access capital based on your future credit and debit card sales, making it an ideal solution for businesses with consistent card transactions.
Submit a quick application with basic business details and recent card sales data.
Receive approval within hours based on your business's sales history.
Get the lump sum directly in your business account within 24-48 hours.
A fixed percentage of your daily or weekly card sales goes toward repayment, with no rigid due dates.
There are multiple options depending on your business type, volume of transactions and average sale value. We’ll make sure you have the right one for your business.
We’ll explain ALL fees and costs, and we’ll provide examples of the bills you can expect to receive.
We’ll keep documentation to a minimum and
If the banks try to increase your rates, we will argue on your behalf and keep them down.
As standard you receive 24/7 support from the bank, but rather than phoning in and speaking with someone different each time, we will act on your behalf when you need quick answers or fixes if issues arise. We also reply quickly on Whatsapp which our clients generally appreciate.
Every business taking card payments is required to be PCI Compliant, which means you need to understand some basic rules such as not writing down customer card details or allowing fraud to occur. We’ll help you with any questions to ensure you’re compliant and don’t get hit by non-compliance fees which some providers charge.
Get a full review of your setup including identifying any underlying costs or technical issues which can be improved
Get a clear cost comparison and quote with all fees explained very clearly so there are no unexpected surprises later
We’ll make the switch as seamless and easy as possible, with clear communication over the process
We ensure top quality support from our partners. Merchant Services have 24/7 Support. We’ll also ensure you’re well looked after.
Understanding the right solution for your business can make a huge difference both in terms of speed for customers to pay, and also the fees you pay.
We make it easy to build customer loyalty as well as selling gift cards via your credit card machine. Grow your business with Lowerfees.ie!
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