Selling at markets and need a fast and reliable card machine for customers to pay quickly? How about with lower fees than your old provider? We have a perfect solution for you, and there are no sign-up or monthly fees!
How Much Does It Cost? €0 to get the card machine and €0 / month. Just pay per transaction:
The standard Flat Rate for market traders is 1.25% for all Visa and Mastercard (including international and business cards). 1.9% for American Express. If you have a high turnover ask us about bespoke pricing plans.
What Other Fees Are There? The only other fee to be aware of is a Wire Transfer Fee which is €0.25 on days when you receive a payout to your bank account. There is no fee on days when you don’t receive a payout.
How do I get my money? Funds are transferred directly into your bank account on a next business day basis. You select which account you want it sent to such as Revolut, AIB, BOI etc. Standard Payouts are Monday to Friday but you can choose to get just 1 or 2 payouts per week if you prefer to have them less often.
What if the card machine breaks? A replacement device will be sent to you.
Can I cancel anytime? Yes, the card machines are an agreement of €0 / month – just send the card machine back if you don’t want it anymore.
If you have any questions, call / Text John on 085 1303259
At LowerFees, we’re in the payments world over 5 years and only work with reputable banks and financial service providers.
We are an official partner of Skytab by Shift4, which is our provider for the free card machines deal. We will help you sign up for this service and ensure you have the right support into the future. If you submit your details and documents to us we will send you a Docusign Agreement directly from SkyTab by Shift4.
If you have any questions, call / Text John on 085 1303259
At LowerFees.ie, we understand that businesses need fast and flexible funding to grow and thrive. A Merchant Cash Advance (MCA) offers an innovative way to access capital based on your future credit and debit card sales, making it an ideal solution for businesses with consistent card transactions.
Submit a quick application with basic business details. We'll also need ID, Proof of address, proof of business, and bank details.
You'll receive an Agreement to sign electronically directly from the acquiring bank
Within about a week of your application you'll receive the card machine and can start accepting card payments
There are multiple options depending on your business type, volume of transactions and average sale value. We’ll make sure you have the right one for your business.
We’ll explain ALL fees and costs, and we’ll provide examples of the bills you can expect to receive.
We’ll keep documentation to a minimum and
If the banks try to increase your rates, we will argue on your behalf and keep them down.
As standard you receive 24/7 support from the bank, but rather than phoning in and speaking with someone different each time, we will act on your behalf when you need quick answers or fixes if issues arise. We also reply quickly on Whatsapp which our clients generally appreciate.
Every business taking card payments is required to be PCI Compliant, which means you need to understand some basic rules such as not writing down customer card details or allowing fraud to occur. We’ll help you with any questions to ensure you’re compliant and don’t get hit by non-compliance fees which some providers charge.
Get a full review of your setup including identifying any underlying costs or technical issues which can be improved
Get a clear cost comparison and quote with all fees explained very clearly so there are no unexpected surprises later
We’ll make the switch as seamless and easy as possible, with clear communication over the process
We ensure top quality support from our partners. Merchant Services have 24/7 Support. We’ll also ensure you’re well looked after.
