Whether you have a seasonal business or just don’t like the idea of paying monthly for a card machine rental, we have a perfect solution for you!
Yes. We have a very special offer available from a provider which offers state of the art card machines for €0 / month. With no monthly fee, this is an ideal solution for certain businesses, in particular those with low card turnovers or with a lot of seasonality.
What are the rates?
We have a range of providers with various plans.
With our free card machine plan, there are several options.
Standard Rates:
Ask us about the % (IC++)
(Excluding Interchange + Scheme)
or
Flat Rate where all cards are a fixed amount.
The Fixed amount depends on
1. Card Sales turnover
2. Type of customers, ie: business cards & international cards.
For many small B2C businesses such as taxis, food trucks, market sellers, trades etc, the standard rate is 1.25% on all Visa and Mastercard, but if your card sales are more than €5,000/month on average, talk to us about bespoke plans.
We tailor plans to your needs and rates are based on the types of sales, industries and any integrations needed.
Talk to us to find out the best plan for your business!
Call / Text John on 085 1303259
This is one of many offers we provide and we do not recommend it for everyone. It is excellent for market traders, taxi driver, food trucks, cafes with low value sales, charities, barbers, nail, beauty and massage salons, therapists, bike repair shops and lots more.
How many free card machines can I get?
There is a limit of 1 Free Card Machine per site, but if you have multiple shops, cafes, or food trucks for example, you can apply for a free card machine for each business location. If you need multiple card machines at the same location, ask us for a quote.
What are the hidden fees and other things to know?
We pride ourselves in being transparent and want to highlight the terms to be aware of:
What if the card machine breaks?
A replacement device will be sent to you.
Can I cancel anytime?
Yes, the card machines are an agreement of €0 / month – just send the card machine back if you don’t want it anymore.
At LowerFees.ie, we understand that businesses need fast and flexible funding to grow and thrive. A Merchant Cash Advance (MCA) offers an innovative way to access capital based on your future credit and debit card sales, making it an ideal solution for businesses with consistent card transactions.
Submit a quick application with basic business details. We'll also need ID, Proof of address, proof of business, and bank details.
You'll receive an Agreement to sign electronically directly from the acquiring bank
Within about a week of your application you'll receive the card machine and can start accepting card payments
There are multiple options depending on your business type, volume of transactions and average sale value. We’ll make sure you have the right one for your business.
We’ll explain ALL fees and costs, and we’ll provide examples of the bills you can expect to receive.
We’ll keep documentation to a minimum and
If the banks try to increase your rates, we will argue on your behalf and keep them down.
As standard you receive 24/7 support from the bank, but rather than phoning in and speaking with someone different each time, we will act on your behalf when you need quick answers or fixes if issues arise. We also reply quickly on Whatsapp which our clients generally appreciate.
Every business taking card payments is required to be PCI Compliant, which means you need to understand some basic rules such as not writing down customer card details or allowing fraud to occur. We’ll help you with any questions to ensure you’re compliant and don’t get hit by non-compliance fees which some providers charge.
Get a full review of your setup including identifying any underlying costs or technical issues which can be improved
Get a clear cost comparison and quote with all fees explained very clearly so there are no unexpected surprises later
We’ll make the switch as seamless and easy as possible, with clear communication over the process
We ensure top quality support from our partners. Merchant Services have 24/7 Support. We’ll also ensure you’re well looked after.
Understanding the right solution for your business can make a huge difference both in terms of speed for customers to pay, and also the fees you pay.
We make it easy to build customer loyalty as well as selling gift cards via your credit card machine. Grow your business with Lowerfees.ie!
We make it easy for massage therapists to accept payments by credit card. Enjoy transparent rates, advanced software, and insightful sales reports. Track revenue, manage bookings, and grow your business with Lowerfees.ie!